Banking Lawyers in Estepona and Marbella
Our team of lawyers specialized in Banking Lawyers in Estepona and Marbella integrates a deep knowledge of the subject, as well as a long tradition in providing services to financial institutions, which has allowed us to position ourselves as one of the leading firms in the sector.
Lawyers specialized on banking law in Estepona and Marbella
Our Banking Law Department provides comprehensive legal services across a wide spectrum of banking operations, financial litigation, and regulatory matters. We regularly assist financial institutions, mortgage holders, private investors, and commercial borrowers in highly sensitive and complex situations.
Some of our most in-demand services include:
Mortgage Enforcement and Foreclosures
Legal management and representation in judicial mortgage foreclosure proceedings.
Extrajudicial sales of mortgaged properties, including negotiation and documentation.
Defence of mortgagors in enforcement processes.
Protection of borrowers’ rights against abusive or irregular enforcement actions.
Debt Recovery and Execution
Execution of monetary judgments and financial guarantees.
Representation in payment claims, including enforcement of promissory notes and credit instruments.
Structured negotiation of debt repayment agreements and settlements.
Bankruptcy and Insolvency Proceedings
Representation of creditors and debtors in bankruptcy proceedings.
Legal strategies for debt restructuring and financial recovery.
Defence in clawback actions and assessment of personal liability for business owners.
Loan, Credit, and Guarantee Agreements
Drafting and review of financial agreements, including loan contracts, credit lines, and personal or corporate guarantees.
Due diligence and risk assessment of financial instruments and transactions.
Legal analysis of default clauses and collateral structures.
Challenging Abusive Clauses in Banking Contracts
Litigation related to abusive clauses in mortgage and credit agreements, including:
Floor clauses (cláusulas suelo).
Early maturity clauses.
Late payment interest.
Multi-currency mortgage clauses.
Unilateral modification clauses.
Filing claims for contract nullity, restitution of overpaid interest, and consumer protection.
Continuous Training and Thought Leadership
At Perez de Vargas Abogados, we are committed to ongoing professional development, not only for our team but also for the legal community. We have organized and participated in seminars, workshops, and specialised training courses focused on banking law and mortgage enforcement.
Among our most notable initiatives is the Seminar on Practical Legal Aspects of Mortgage Foreclosures, organised in collaboration with the University of Málaga. These events are designed for:
Independent legal professionals
In-house counsel at financial institutions
Magistrates and judges
Registrars and administrative officers
This educational engagement reinforces our leadership in the field and allows us to stay at the forefront of evolving legal and regulatory developments.
Technology-Driven Legal Solutions for Financial Institutions
We understand the operational demands of modern financial institutions. That’s why we offer fully integrated legal services with the support of advanced technology. Our institutional clients benefit from:
Secure online access to their files and case documentation.
Real-time case monitoring through our proprietary system.
Direct communication with assigned legal teams.
Fast and efficient document delivery and reporting.
This telematic access system streamlines operations, reduces delays, and enhances collaboration between our lawyers and the client’s internal legal departments.
A Personalised and Strategic Approach
Whether you are a bank, private lender, or individual affected by a financial dispute, our banking law experts are committed to providing tailored legal solutions that protect your interests and deliver results. We combine the resources of a large legal team with the personalised service of a boutique firm, ensuring that every client receives the highest standard of care.
Find out about other areas of law that we work in as a law firm and if you have any specific queries, do not hesitate to contact us. Our lawyers specialised in banking matters will personally attend to all your legal queries.